This book is for people who need to live on a lot less money. If you have been fired, demoted, widowed, bankrupted, or swindled – or you just want to quit your job and remain financially self-reliant – this book is for you. In it are hundreds of tips, secrets, and necessary skills for living well on little money. Chapters include: How to save up to $37,000 a year; How to live on $12,000 a year; Some ways to live on NO money at all; Fix things and make them last; Protect your investments and make them grow and many more. From cover to cover, this book is stocked with proven methods for saving money on shelter, food, clothing, transportation, entertainment, health care and more.